Sources and methodology
How we check, and where it all comes from
Every claim on this site has a source and a date. If we couldn't verify something, we say so instead of guessing.
Who we are
Free, student-run, and not selling anything
This tracker is free. There are no ads, no affiliates, and nothing for sale. It's student-run, and it is not affiliated with any state agency. The tracker pages use no cookies, analytics, or trackers.
Tiers
The five tiers
We sort each state (and DC) by what a student is actually guaranteed. The question is simple: will you be required to learn personal finance, and how?
Other trackers
Why other trackers show different numbers
Neither count is wrong. They answer different questions. That's why we show tiers instead of one yes-or-no number.
Discrepancies
When sources disagree
Sometimes a state's own law or education agency says one thing and a national tracker says another. When that happens, we use the state's primary source for the date we show, and we explain the difference right on that state's page. We never quietly pick one.
States with a note like this right now:
Verification
What "verified" means
Each state shows the date it was last checked. "Verified" means the entry was checked against primary sources (state laws, legislature pages, and education agency sites) and the national trackers below on that date. If we ever publish something we haven't confirmed, it gets a visible Unverified label.
On September 21, 2026 we checked every state against its own laws, rules, and education department pages, not just national trackers. If we can't confirm a state's main answer, it is striped on the map and labeled Unconfirmed everywhere it appears. If only one detail can't be confirmed, that detail gets a small "Not confirmed" tag.
Not confirmed right now:
When a value is missing, we show "Not listed" instead of filling the gap with a guess. The rankings use only values in the data, and their exact rules are on the Rankings page.
Sources
Sources, with credit
This tracker stands on work others did first. Next Gen Personal Finance (NGPF), the Council for Economic Education (CEE), and Champlain College's Center for Financial Literacy built the national picture that teachers and advocates rely on. We add a student-facing layer: plain answers, the "Am I Covered?" checker, rankings and comparisons, and the New York district tracker.
Corrections
Spot an error? Here's what happens
- You tell us. Email theeconomicblindspot@gmail.com with the state, what's wrong, and a link to a source if you have one.
- We check it and fix it. We compare it against the primary source.
- We log it. Every change goes in the change log below, with the date.
Open data
The data is open
Everything on this site is drawn from four plain data files. Read them yourself: states.json, meta.json, ny-districts.json, changelog.json.
Map shapes come from US Census Bureau cartographic boundary files, which are public domain.
Updates